Fifo Capital's core expertise lies in providing quick, simple and effective debtor finance solutions for small and medium sized businesses.

The core product is called invoice discounting, which means we purchase one or more of your accounts receivables (invoices) from you at a discount. What you get is immediate payment, in cash.

We have two financial products, which depend on whether you want to insure the sale of your invoice to us, or not. If you choose the insured option, then as long as the invoice in genuine and undisputed, there is no future obligation by you after the invoice sale.

As the name suggests, our involvement is fully disclosed to your customer.This is done in a very professional manner and does not in anyway upset your relationship with your customer.

We fund either a single or small batch of invoices that you have selected; there is no need to hand over your entire customer base. In this situation your customer is aware you have engaged our services and agrees to pay the account direct to us.

We pay you up to 90% of the invoice value immediately following approval of the invoice transaction (same day), followed by the remaining 10% less our fees once the customer has settled the invoice.

Fifo Capital does not compete with Trading Banks.  If we believe your funding requirements are better served via a Bank, we will recommend you see them.

The main difference with our services is that we do not advance you a loan.  We have purchased an asset (an invoice) from you and simply pay you for it.  This way, there is no debt on your books and it does not effect your current banking arrangements.

The type of businesses that we work with are typically those in growth mode, or those requiring short term cash funds to meet creditor and staff payments.

Packaging Company, Australia
"...Fifo Capital easily met my short deadline and delivered exactly what he promised at a time when the growth of my business required our debtor funds to survive...Fifo Capital's support allowed our business to grow at a rate that would not have been possible without this funding facility."

View more of our case studies here.